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This blog is for informational purposes only. This may be considered attorney advertising in some states. The opinions on this blog do not reflect those of the author’s law firm or the author’s past and present clients. By reading it, no attorney-client relationship is formed. The law is constantly changing and is different in each jurisdiction. If you want legal advice, please consult an attorney. The opinions expressed here belong only to the individual contributor(s). Gregory J. Johnson © All rights reserved 2015.Top Posts & Pages
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Monthly Archives: November 2010
Insured’s Investigation and Overhead Expenses Not Covered by Policy
Every once in awhile a policyholder asks whether the costs it incurred in addressing a third-party property damage claim, such as inspection costs, personnel costs, overhead costs and attorneys’ fees are covered by its Commercial General Liability (“CGL”) policy. Unless the costs qualify … Continue reading
Auto Claims & Self Insured Retentions (“SIR”): Does the SIR Constitute “Insurance” ?
By Greg Johnson. The determination of whether a self-insured retention (SIR) constitutes “insurance” within the meaning of an “other insurance” clause of another policy generally depends on the particular circumstances presented. See, e.g., Champlain Cas. Co. v. Agency Rent-A-Car, Inc., … Continue reading
Posted in ADCF Policy, BAP, CGL, Coverage, PAP
Tagged Auto Insurance, Gregory J. Johnson, Insurance Law, Rental Car, Self Insured Retention, Vehicle insurance
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Insurance: Economic & Intangible Losses (Lost Profits, Idle Time, Increased Overhead, Liquidated Damages, Diminution in Value & Suppressed Rentals, Etc.
Faulty workmanship can produce several different types of injuries in addition to the typical claim involving physical injury to other property. Faulty or defective work can cause, and contractors may be confronted with claims alleging, numerous types of economic and … Continue reading
Commercial Auto: Owner of Semi-Trailer not Vicariously Liable for Negligent Operation of Semi-Truck.
What definition of “motor vehicle” applies when determining whether the Minnesota motor vehicle vicarious liability law applies? The Minnesota Court of Appeals addressed the issue in late 2009. By 2005, only eleven states imposed vicarious liability on the owner of … Continue reading
Posted in BAP, Coverage
Tagged Graves Amendment, Gregory J. Johnson, Insurance Law, Motor vehicle, Semi-Trailer, Vicarious liability
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Commercial & Personal Auto: Vicarious Liability not Limited to Negligent Operation of Vehicle
By Greg Johnson. Every once in a while, while putting together a blog post on a particular issue, I run across a case that doesn’t fit into the post I am putting together, but is nonetheless interesting. Here’s an oldie, … Continue reading
Posted in BAP, Coverage, PAP
Tagged Gregory J. Johnson, Insurance Law, Vicarious liability
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Commercial & Personal Auto: Permissive Use, Omnibus Coverage & Split Liability Limits
I often receive questions regarding the “rules” which apply to accidents involving rental vehicles, loaner vehicles, leased vehicles, demos, spot-delivered vehicles, etc. I thought I’d take some time to update some of my seminar materials and provide an update. … Continue reading
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