- Follow AUTO DEALER + COVERAGE BUZZ on WordPress.com
- MINNESOTA NO-FAULT ACT: WHEN IS AN INJURED CLAIMANT “OCCUPYING” A VEHICLE – “IN,” “ON,” “ENTERING INTO” AND “ALIGHTING FROM”
- MN AUTO COVERAGE: NON-EXISTENT POLICY EXCLUSIONS, CONFORMITY CLAUSES & THE NO-FAULT ACT
- Minnesota No-Fault Coverage: “Stacking” the Weekly Rate-of-Pay-Limit
- G Johnson Law: Neutral Insurance Coverage Evaluations
- Minnesota Auto Coverage: Supreme Court holds that Non-Licensed Insurers Must Pay Minnesota Benefits Too
DisclaimerThis blog is for informational purposes only. This may be considered attorney advertising in some states. The opinions on this blog do not reflect those of the author’s law firm or the author’s past and present clients. By reading it, no attorney-client relationship is formed. The law is constantly changing and is different in each jurisdiction. If you want legal advice, please consult an attorney. The opinions expressed here belong only to the individual contributor(s). Gregory J. Johnson © All rights reserved 2015.
Top Posts & Pages
- Protecting the Dealership's "Front-End" and "Back-End": What Does that Mean?
- Loss of Use: Is the At-Fault Driver's Insurer Required to Provide a "Comparable" Rental Vehicle?
- Yikes!! Self-Insured Enterprise Rent-A-Car Required to pay $600,000 on behalf of Renter even though Insurer’s Maximum Liability would have been $50,000.
- Minnesota Car Rental: Handling BI/PD, UM/UIM & Rental Vehicle Damage Claims
- Dealership Arranged Financing: The Indirect Auto Lending Process
- Leasing, Rentals and Vicarious Liability: An Overview of the Graves Amendment
- Auto Dealer-Arranged Financing and the Truth in Lending Act: Understanding the Basics
- Auto Dealer Arranged Financing: 51 Laws Dealers Must Know
- Hey Dealer, Can I Get a Loaner?
- The Liability Insurer’s “Hidden” Duty to Defend-- the Obligation to Pay for its Insured’s Affirmative Claims.
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- Former GM Exec Kim Brink Joins DealerSocket’s Board of DirectorsBrink brings to the tech firm’s board of directors more than two decades of experience with General Motors, NASCAR, and Ford Motor Co.
- Study: Autonomous Vehicle Awareness Rising, Acceptance DecliningA new study from Cox Automotive shows that consumers now have a deeper understanding of the complexities involved when creating a self-driving car, which is causing them to reconsider their comfort level when it comes to handing over control.
- Spireon Joins Connected Car GroupAutomotive Grade Linux has added Spireon and five other new members to propel the development of its open platform for connected-car technology.
- Clean Up Your Service Department: Part 2Unsafe facilities, untrained workers, and a permissive corporate culture can lead to accidents, injuries, and lawsuits.
- Nine Hudco Attorneys Listed Among America’s BestNine associates and partners with the law firm of Hudson Cook are listed in the 2019 edition of 'The Best Lawyers in America,' including one partner who is being recognized for his 25th year.
- Alert: Phishing Scam Targets AgentsJeff Wanning of the Central States Family of Companies is warning F&I agents and their staffs to be on the lookout for fraudulent emails amidst a rash of agency hacks.
- F&I Dealer of the Year Nomination Period Extended to Aug. 24Dealership employees, general agents, vendors, finance sources, and F&I product providers are encouraged to nominate their stores and dealer clients for F&I and Showroom's F&I Dealer of the Year award, sponsored by American Financial & Automotive Services Inc.
- USEA Appoints Greg Leonard CFOUS Equity Advantage has added Greg Leonard to its leadership team, naming the veteran executive as CFO.
- McCormick to Emcee Industry SummitRick McCormick of Reahard & Associates will serve as master of ceremonies for Industry Summit 2018 this October in Orlando, Fla.
- 3 Ways to Close Your Next SaleIs your timing off? Top trainer comes to the rescue with three proven steps you can take to improve your showroom communication skills and execute the perfect close.
- Former GM Exec Kim Brink Joins DealerSocket’s Board of Directors
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Tag Archives: Commercial Liability Coverage
The Auto Dealer’s Coverage Form (ADCF) Policy: No Coverage for Violations of Prior Damage Disclosure Statutes.
In 2013, Insurance Services Office (ISO) rolled out its new Auto Dealers Coverage Form (ADCF) Policy. The ADCF Policy replaces the Garage Liability (GL) Policy which had been available for decades. One of the most major differences between the GL … Continue reading
Known Injury or Damage Exclusion not Applicable in Case of Continuing and Progressive Water Infiltration Resulting from Defective Construction
I recently posted an article, CGL Coverage: “Known Injuries or Damages” in Minnesota and Beyond”, addressing the “Known Injury or Damage” provision in CGL policies. In August 2014, the Connecticut Supreme Court addressed the provision in the context of a … Continue reading
By Greg Johnson. There has been a tremendous amount of construction defect litigation in Minnesota over the past fifteen years which has had a major impact on both the construction and insurance industries. In an effort to slow the tide, … Continue reading
In late August, the California Assembly voted 70-0 to pass AB2293, an Act specifying insurance requirements for transportation network companies (TNC) like Uber, Lyft and Sidecar. I recently posted an article about the TNC’s victory in Minneapolis (“Uber, Lyft and … Continue reading
Oops!! Self-Insured Owner of Rental Vehicle that had no Obligation to Afford Omnibus Coverage to Permissive Users not entitled to recover $260,000 Settlement Payment.
By Greg Johnson. In an unusual twist, a rental car company insisted it was obligated to pay damages to a third party who was injured by the permissive operator of its rental vehicle and the renter maintained it was not. … Continue reading
Every once in awhile a policyholder asks whether the costs it incurred in addressing a third-party property damage claim, such as inspection costs, personnel costs, overhead costs and attorneys’ fees are covered by its Commercial General Liability (“CGL”) policy. Unless the costs qualify … Continue reading
Insurance: Economic & Intangible Losses (Lost Profits, Idle Time, Increased Overhead, Liquidated Damages, Diminution in Value & Suppressed Rentals, Etc.
Faulty workmanship can produce several different types of injuries in addition to the typical claim involving physical injury to other property. Faulty or defective work can cause, and contractors may be confronted with claims alleging, numerous types of economic and … Continue reading