Monthly Archives: November 2014

Minnesota Car Rental: Handling BI/PD, UM/UIM & Rental Vehicle Damage Claims


By Greg Johnson. This article provides a brief overview of Minnesota rental car coverage law, from priority of payment for bodily injury and property damage liability claims to uninsured and underinsured motorist claims to no-fault claims to rental vehicle damage … Continue reading

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Rental Car Coverage: Diminution in Value, Loss of Use & Loss Damage Waiver (LDW) — the Basics


By Greg Johnson. This is the first in a series of articles addressing claims for damage to, and loss of, rented vehicles. It provides an overview of the types of damages a rental car company may sustain (and, thus, may … Continue reading

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Auto Dealer-Arranged Financing: When must TIL Disclosures be Provided?


By Greg Johnson. I recently posted an article, “Auto Dealer-Arranged Financing and the Truth in Lending Act: Understanding the Basics.”  This is one of several posts that get more specific. Under the federal Truth in Lending Act (“TILA”), 15 U.S.C. § … Continue reading

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Auto Dealer-Arranged Financing: Compliance with TILA May Satisfy State Retail Installment Sales Act — TILA Preemption and TILA Safe Harbors.


By Greg Johnson. I recently posted an article, “Auto Dealer-Arranged Financing and the Truth in Lending Act: Understanding the Basics.”  This is one of several posts that get more specific. Prior to the passage of the federal Truth in Lending Act … Continue reading

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Auto Dealer-Arranged Financing and the Truth in Lending Act: Understanding the Basics


By Greg Johnson. With all the discussion about the Consumer Financial Protection Bureau advocating the end of the so-called dealer reserve, I decided to post a series of articles outlining the auto dealer-arranged financing process supplemented by some of the … Continue reading

Posted in Auto Dealer, Dealer Reserve, Indirect Financing, Regulatory Compliance, TIL Disclosures, Truth in Lending Act | Tagged , , | 2 Comments