Monthly Archives: October 2015

Minnesota Dealership and Lenders Prevail in Fair Credit Reporting Act Litigation

By Greg Johnson. Can an auto dealership be liable for damages when it transmits a customer’s credit application to several financial institutions through an automated on-line credit application system and the financial institutions pulls the customer’s credit report without express … Continue reading

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The CFPB Strikes Again – Class Action Waivers to be Eliminated? Maybe Not.

The Bad News.By Greg Johnson. At a recent Consumer Financial Protection Bureau field hearing in Denver, the CFPB revealed a proposal to eliminate the use of class action waivers in consumer finance contracts. Many retail installment sales contracts require arbitration … Continue reading

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