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This blog is for informational purposes only. This may be considered attorney advertising in some states. The opinions on this blog do not reflect those of the author’s law firm or the author’s past and present clients. By reading it, no attorney-client relationship is formed. The law is constantly changing and is different in each jurisdiction. If you want legal advice, please consult an attorney. The opinions expressed here belong only to the individual contributor(s). Gregory J. Johnson © All rights reserved 2015.Top Posts & Pages
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Tag Archives: Insurance policy
Auto Coverage: Are Household (Family Member) Step-Down Exclusions Void Under Minnesota Law?
By Greg Johnson. A 2014 decision of the South Carolina Supreme Court decision invalidating a household (a/k/a “family” or “intra-family”) “step-down” (a/k/a “drop-down”) to a personal auto policy caused me to dust off my research from over a decade ago … Continue reading
Auto Coverage: “Absolute” & “Frozen” Liability under the Minnesota No-Fault Act
By Greg Johnson. A parent completes a personal auto application for automobile insurance and does not disclose that there are any other licensed drivers in the household that will operate the insured vehicle. Later, after the policy is issued, a … Continue reading
Posted in Coverage, Duty to Indemnify, PAP
Tagged Auto Insurance, Insurance Law, Insurance policy
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Minnesota Bad Faith in First-Party Benefits: Recap of Bad Faith Litigation
By Greg Johnson. In 2008, the Minnesota Legislature passed a statute, Minn. Stat. § 604.18, that limits liability for “bad-faith” denial of first-party insurance policy benefits. This article summarizes the reported case law, all from the Minnesota Court of Appeals and all opinions unpublished. … Continue reading
Posted in Bad Faith
Tagged Bad Faith, First-Party Insurance, Insurance Law, Insurance policy
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Commercial & Personal Auto: Permissive Use, Omnibus Coverage & Split Liability Limits
I often receive questions regarding the “rules” which apply to accidents involving rental vehicles, loaner vehicles, leased vehicles, demos, spot-delivered vehicles, etc. I thought I’d take some time to update some of my seminar materials and provide an update. … Continue reading
Liability Insurance: The Risks of Denying a Duty to Defend
By Greg Johnson. Deciding whether to defend the insured in a third-party lawsuit (which generally involves a comparison between the allegations of the complaint and the policy), can be simple, complex or somewhere in between. Regardless, insurers should always factor in the potential risks … Continue reading
(Part IV): Minnesota CGL: Getting a Handle on Large Construction Defect Claims
This post (Part IV) is a continuation of my multiple part series “Minnesota CGL: Getting a Handle on Large Construction Defect Claims.” (You may want to read the prior posts in this series to catch up). This post addresses the specific requirements … Continue reading
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