Tag Archives: Vehicle insurance

Auto Claims & Self Insured Retentions (“SIR”): Does the SIR Constitute “Insurance” ?

By Greg Johnson. The determination of whether a self-insured retention (SIR) constitutes “insurance” within the meaning of an “other insurance” clause of another policy generally depends on the particular circumstances presented.  See, e.g., Champlain Cas. Co. v. Agency Rent-A-Car, Inc., … Continue reading

Posted in ADCF Policy, BAP, CGL, Coverage, PAP | Tagged , , , , , | Leave a comment

Commercial & Personal Auto: Permissive Use, Omnibus Coverage & Split Liability Limits

I often receive questions regarding the “rules” which apply to accidents involving rental vehicles, loaner vehicles, leased vehicles, demos, spot-delivered vehicles, etc.  I thought I’d take some time to update some of my seminar materials and provide an update.   … Continue reading

Posted in ADCF Policy, BAP, Coverage, PAP, Rentals | Tagged , , , , , , , , | Leave a comment