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This blog is for informational purposes only. This may be considered attorney advertising in some states. The opinions on this blog do not reflect those of the author’s law firm or the author’s past and present clients. By reading it, no attorney-client relationship is formed. The law is constantly changing and is different in each jurisdiction. If you want legal advice, please consult an attorney. The opinions expressed here belong only to the individual contributor(s). Gregory J. Johnson © All rights reserved 2015.Top Posts & Pages
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Tag Archives: Gregory J. Johnson
CGL Coverage:”Your Work” Exclusion Comes Full Circle — Deletion of Subcontractor Exception
By Greg Johnson. It’s back to square one for some residential contractors. In Grinnell Mutual Reinsurance Co. v. Wollak Construction, Inc., Civ. File No. 10-350 (RHK/LIB) (D. Minn. 10/15/2010), the federal district court, applying Minnesota law, held that the “your … Continue reading
Liability Insurance: The Risks of Denying a Duty to Defend
By Greg Johnson. Deciding whether to defend the insured in a third-party lawsuit (which generally involves a comparison between the allegations of the complaint and the policy), can be simple, complex or somewhere in between. Regardless, insurers should always factor in the potential risks … Continue reading
Reducing Defense Costs: “High-Low Coverage Agreements”
I was dusting off some old seminar materials and ran across an article I had written back in 1995 regarding the use of high-low coverage agreements. In light of the economy and insurer’s efforts to save costs, the article is perhaps even … Continue reading
Posted in Auto Dealer, BAP, CGL, Coverage
Tagged Defense Fees, Gregory J. Johnson, High-Low Agreements, Insurance, Insurance Law
1 Comment
CGL Coverage: Latent Defects and Continuous, Progressive or Recurring Damages (Allocation of Liability)
By Greg Johnson. Which CGL policy (or policies) will apply in a property damage claim involving continuing, progressive or recurring damages? Whether the underlying claim is one of environmental liability, asbestos, construction defect or products liability, claims involving damages which extend … Continue reading
Subcontractor Liable for General Contractor’s Pre-Notice Defense Fees
Many states recognize that a liability insurer is not obligated to pay for the defense of a claim until it is notified of the suit. See, e.g., Home Ins. Co. v. National Union Fire Ins. of Pittsburgh, 658 N.W.2d 522, … Continue reading
Employee Dishonest Acts Not Covered by Fidelity Bond
A federal district court in Wisconsin recently ruled that losses a mortgage lender incurred as a result of having to repurchase loans that were issued through the dishonest acts of an employee and went into default were not covered by … Continue reading
Posted in ADCF Policy, Auto Dealer, Coverage, Dishonesty
Tagged Crime Coverage, Dishonesty, Fidelity Bond, Gregory J. Johnson, Insurance Law, Mortgage loan
1 Comment
(Part VI) Minnesota CGL: Getting a Handle on Large Construction Defect Claims
This post is a continuation of the series “Minnesota CGL: Getting a Handle on Large Construction Defect Claims.” This post (Part VI) is the first of several posts which address additional insured (AI) coverage for a general contractor under the … Continue reading
(Part IV): Minnesota CGL: Getting a Handle on Large Construction Defect Claims
This post (Part IV) is a continuation of my multiple part series “Minnesota CGL: Getting a Handle on Large Construction Defect Claims.” (You may want to read the prior posts in this series to catch up). This post addresses the specific requirements … Continue reading
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