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- MINNESOTA NO-FAULT ACT: WHEN IS AN INJURED CLAIMANT “OCCUPYING” A VEHICLE – “IN,” “ON,” “ENTERING INTO” AND “ALIGHTING FROM”
- MN AUTO COVERAGE: NON-EXISTENT POLICY EXCLUSIONS, CONFORMITY CLAUSES & THE NO-FAULT ACT
- Minnesota No-Fault Coverage: “Stacking” the Weekly Rate-of-Pay-Limit
- G Johnson Law: Neutral Insurance Coverage Evaluations
- Minnesota Auto Coverage: Supreme Court holds that Non-Licensed Insurers Must Pay Minnesota Benefits Too
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This blog is for informational purposes only. This may be considered attorney advertising in some states. The opinions on this blog do not reflect those of the author’s law firm or the author’s past and present clients. By reading it, no attorney-client relationship is formed. The law is constantly changing and is different in each jurisdiction. If you want legal advice, please consult an attorney. The opinions expressed here belong only to the individual contributor(s). Gregory J. Johnson © All rights reserved 2015.Top Posts & Pages
- Loss of Use: Is the At-Fault Driver's Insurer Required to Provide a "Comparable" Rental Vehicle?
- Protecting the Dealership's "Front-End" and "Back-End": What Does that Mean?
- Minnesota First-Party Coverages: Recovering Consequential Damages in Addition to the Policy Benefits when the Insurer Declines or Unreasonably Delays Payment.
- Dealership Arranged Leases: Is the Lessor Liable for the Lessee’s Negligent Operation of the Vehicle?
- CGL Coverage: Latent Defects and Continuous, Progressive or Recurring Damages (Allocation of Liability)
- MN AUTO COVERAGE: NON-EXISTENT POLICY EXCLUSIONS, CONFORMITY CLAUSES & THE NO-FAULT ACT
- Leasing, Rentals and Vicarious Liability: An Overview of the Graves Amendment
- The Graves Amendment: Is an Auto Dealer Vicariously Liable for a Customer’s Negligent Operation of a Loaner Vehicle?
- The Liability Insurer’s “Hidden” Duty to Defend-- the Obligation to Pay for its Insured’s Affirmative Claims.
- Minnesota Contractual Risk Transfer Materials (1/2009)
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Category Archives: Auto Dealer
The Comprehensive Guide to the 2013 Auto Dealer’s Coverage Form: “Acts, Errors or Omissions” Coverage for Violations of Federal and State Consumer Protection Statutes Affecting the Auto Dealer’s F&I Department Operations.
By Greg Johnson. In 2013, Insurance Services Office (“ISO”) rolled out its new Auto Dealers Coverage Form (CA 00 25) (“ADCF” policy) The ADCF policy replaces the Garage Liability (“GL”) policy which had been available for decades and retains the … Continue reading
Posted in ADCF Policy, Auto Dealer, Coverage, Miscellaneous
Tagged Acts Errors and Omissions Coverage, Auto Dealers Coverage, Auto Dealers Operations, Consumer Protection Statutes, Equal Credit Opportunity Act, Fair Credit Reporting Act, Federal Odometer Act, Magnusson Moss Warranty Act, Regulation M, Regulation Z, Retail installment sales act, Truth in Leasing, Truth in Lending
1 Comment
Reducing Defense Costs: “High-Low Coverage Agreements”
I was dusting off some old seminar materials and ran across an article I had written back in 1995 regarding the use of high-low coverage agreements. In light of the economy and insurer’s efforts to save costs, the article is perhaps even … Continue reading
Posted in Auto Dealer, BAP, CGL, Coverage
Tagged Defense Fees, Gregory J. Johnson, High-Low Agreements, Insurance, Insurance Law
1 Comment
Employee Dishonest Acts Not Covered by Fidelity Bond
A federal district court in Wisconsin recently ruled that losses a mortgage lender incurred as a result of having to repurchase loans that were issued through the dishonest acts of an employee and went into default were not covered by … Continue reading
Posted in ADCF Policy, Auto Dealer, Coverage, Dishonesty
Tagged Crime Coverage, Dishonesty, Fidelity Bond, Gregory J. Johnson, Insurance Law, Mortgage loan
1 Comment
Minnesota Coverage Law: Criminal Acts Exclusion
In Progressive Northern Ins. Co. v. McDonough, ___ F3rd____ (8th Cir. 2010) (applying Minnesota law), the Eighth Circuit Court of Appeals recently interpreted a criminal acts exclusion in an auto policy to bar coverage. After a night of drinking, Morelli … Continue reading